• Private clients
• Accounts and payments
• Bank account

Bank account

What opportunities does a bank account open?

Ūkio bankas bank account is a convenient and efficient way of managing your personal finance:

• Ūkio bankas does not charge any account opening and handling fees and does not require having a minimum account balance.
• The bank account is handled in litas. You may have accounts in currencies of your choice opened with the same account number.
• You may share your Ūkio bankas bank account with your spouse or any other private individual. The bank account opening agreement may provide for a right for each co-owner to use the account separately (i. e. with the signature of one co-owner) or jointly (with signatures of all co-owners).
• You need a bank account so that you can use other services of the bank: transfer money to another account in Lithuania or abroad, pay bills for utilities or other services, settle accounts by direct debit, deposit money etc.
• You can handle your bank account and perform many financial transactions by using internet banking system Eta bankas.

Who may open a bank account with Ūkio bankas?

• Citizens of the Republic of Lithuania and foreign states may have a bank account.
• A bank account may be opened in the name of another person or a minor.

What documents are required to open a bank account?

To open a bank account you should come to any Ūkio bankas branch or Client Service Unit and draw a Bank Account Agreement.

• You will be asked to produce an ID document for drawing the agreement. It may be:
  • A passport;
  • Republic of Lithuania citizen's identity card;
  • European Union citizen's identity card;
  • Republic of Lithuania driver's licence carrying the driver's signature and issued after 1 January 2003.
• If your are a foreigner, you should submit:
  • A personal identification document; or
  • A permit for temporary residence in the Republic of Lithuania; or
  • A permit for permanent residence in a foreign country.
• If you are a resident of Republic of Lithuania and for certain reasons you cannot arrive at the bank, your proxy may open an account for you. In addition to your ID document he will have to produce a letter of attorney approved by the notary public.
• To open a bank account for a minor, you have to present personal identity documents of both parents, adoptive parents or guardians, child's certificate of birth and a personal identity document of the child, if any. If the minor's parents are divorced or separated the court judgement about the right of one parent to live with the child shall be produced.
• If you are under-aged (between 14 and 18) and want to open an account with Ūkio bankas, you have to produce:
  • Certificate of Birth;
  • Personal identity document (personal identity document is mandatory from the age of 16);
  • Written consent of your parents, adoptive parents or guardians approved by the notary public or in the bank.
  • If your parents are divorced or separated, you have to produce one of your parent's (who by Court decision is entitled to live with the child) consent and the court judgement about the right of one parent to live with the child. If you are married and produce an ID document and a marriage certificate, consent from the parents or guardians is not required.

• If you are a lawyer, a bailiff, a notary public you will have to produce the following supplementary documents to open a bank account:
  • A Lawyer – a lawyer's certificate and minutes of Lithuanian Lawyers Council meeting about including the lawyer's assistant into the list of practicing lawyers.
  • A lawyer's assistant – a certificate of the lawyer's assistant and minutes of Lithuanian Lawyers Council meeting about including the lawyer's assistant into the list of practicing lawyers.
  • A Bailiff – a document issued by the Lithuanian Ministry of Justice and testifying the right to pursue bailiff's activities and bailiff's certificate.
  • Notary public – a notary's certificate.
• If you are a farmer and want to open a bank account you will also have to produce your farm's registration certificate.

Should you have questions on on bank account opening and handling, please contact your nearest Ūkio bankas Branch or Client Service Unit or send us an inquiry via the Internet.